Retirement planning support for iPhone & iPad
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WisePlanWealth is a Canadian retirement planning app that projects how long your savings will last, models CPP and OAS income, estimates estate taxes, and stress-tests your plan against nearly 100 years of real historical market data.
The app is available for iPhone and iPad and requires iOS 17 or later.
WisePlanWealth offers a free tier alongside a Premium subscription available in three plans:
Subscriptions are managed entirely through your Apple ID. To cancel, go to Settings → Apple ID → Subscriptions on your iPhone or iPad. You will retain Premium access until the end of the current billing period.
For billing disputes or refund requests, please contact Apple Support directly, as Apple processes all in-app payments.
How do I restore my subscription on a new device?
Open the app, go to the subscription screen, and tap Restore Purchases. Make sure you are signed in with the same Apple ID used for the original purchase.
Is my data stored in the cloud?
All your plan data is stored locally on your device. Nothing is transmitted to external servers.
What is the difference between the free and Premium tiers?
The free tier provides planning with default CPP and OAS values. Premium unlocks full customisation of all government benefit inputs, the Monte Carlo market stress-test, the Optimize tab, PDF report export, and more.
How accurate are the projections?
Projections are estimates based on your inputs and assumptions. They use real historical return data (1926–2024) and current Canadian tax rules, but actual outcomes will differ. WisePlanWealth is a planning tool, not professional financial advice.
Which country is the app designed for?
WisePlanWealth is designed for Canadian residents. It models CPP, QPP, OAS, provincial income tax, and Canadian estate rules.
How do I delete my data?
Since all data is stored locally on your device, deleting the app removes all associated data. You can also reset your plan from within the app settings.